Payment Secured in Escrow
Guaranteed Payments
Get Paid On Time, Every Time With Confidence
As a contractor in the UK, you know that late or missing payments aren’t just an inconvenience they’re a major threat to your cash flow, business stability, and peace of mind. Traditional payment structures in construction can leave you chasing clients, waiting months for money you’ve already earned, or worse feeling powerless when disputes arise.
That’s where the Construction Payment Scheme (CPS) comes in. We provide guaranteed payment protection for contractors, ensuring you always get paid for your work on time and as agreed.
Payment Guarantee
Why Guaranteed Payments Matter
In the UK construction industry, payment disputes and delays are a major challenge. Research shows that hundreds of thousands of UK households and businesses suffer payment issues each year, with significant sums lost and projects stalled as a result.
CPS changes the game by:
Protecting your cash flow
Eliminating payment risk
Removing the need to chase invoices
Strengthening client relationships through transparency
Supporting both small and large projects
Harsh Reality
The Harsh Reality for Contractors
Even with UK payment legislation like the Housing Grants, Construction and Regeneration Act, contractors still face:
Long payment cycles
Poor communication from clients
“Pay when paid” clauses
Projects delayed because funds weren’t held securely
These issues aren’t just frustrating they can jeopardise your business. That’s why contractors today are turning to systems that offer guaranteed payment security and a clear, trustworthy process.
How it work
How CPS Guarantees Your Payments
We make sure that your payment is secured before you start work giving you confidence, financial protection and clarity.
Before work begins, your customer deposits the agreed total (or milestone amounts) into a secure escrow account. This means:
- The money exists
- Funds are protected from misuse
- You won’t chase payments after completion
For larger jobs, payments can be structured into stages. Once a milestone is confirmed as complete:
- Funds are released immediately
- You maintain steady cash flow
- You’re rewarded for progress, not just final completion
CPS adjudicators verify progress using photos, reports and video calls if needed adding an objective layer of accountability so clients don’t delay payments unfairly.
In rare cases where disagreements occur, our system ensures fair and efficient resolution. Payments are only released when work meets agreed standards both sides are protected.
How it Helps
What This Means for Your Business
Whether you’re a sole trader or a growing contractor business, CPS can transform how you manage payments:
More Financial Certainty
No more unpredictable wait times. You know you’ll be paid when your work is complete and verified.
Less Admin, More Focus
We handle payment scheduling, tracking, and verification so you can focus on quality work, not bookkeeping.
Stronger Client Relationships
Clear payment terms and secure funds build trust meaning happier clients and more referrals.
Suitable for All Job Sizes
From small home-improvement jobs to larger installations, CPS’s escrow and milestone system works for every type of contract.
